
Vimal Vijayan
Vimal Vijayan is a major in Philosophy with a background in Music, Artistry, Research, and Teaching. More often than not, he is as confused as a cow on an astroturf but oddly that's just his strategy for staying lazy. Also, he likes to play Chess. Fin.
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How Gold Loans Affect Your CIBIL Score and Tips to Protect It
When life throws a financial curveball, a gold loan often becomes a go-to option for many individuals in India. And why not? It’s a quick, hassle-free, and secure option with the gold you own. But have you ever considered how this might influence your credit health? Specifically, the question “Does…
Publish Date
October 30, 2024Modified Date
October 30, 2024Why Checking Your CIBIL Score is Crucial Before Applying for a Loan
Having a good CIBIL score is an easy way to procure a loan with low interest rates and better terms. Consequently, checking your CIBIL score before applying for a loan naturally becomes equally important. It shows lenders how responsible you are with credit. Knowing your CIBIL score also helps you…
Publish Date
November 19, 2024Modified Date
November 19, 2024How to Close Your Bank of Baroda Credit Card
Closing your Bank of Baroda (BOB) credit card might seem simple, but did you know it can impact your credit score? If you're considering closing your BOB credit card, there are a few things to consider first. When you reduce your total credit limit, it may look like you're using…
Publish Date
December 19, 2024Modified Date
December 19, 2024