Education Loans Apply Online at 8.33%
UrbanMoney helps students secure education loans from 15+ Banks and NBFCs across India at interest rates starting from 8.33% p.a. Whether you're planning to study at IITs, IIMs, or top universities in the USA and UK, compare offers, check eligibility instantly, and get loan approval within 48 hours.
Trusted by 50,000+ Students
Loan Partners
15 +
Banks and NBFCs
Interest Starts From
8.33% p.a.
Reducing Balance
Sanction Time
48 Hrs
Loan Approval
- Home
- Education Loan
Choose Your Education Goal
15+ Banks and Financial Institutions competing to give you the best interest rate.
Dedicated Loan Expert to help you in choosing the right type of loan
Study Abroad
Loans for USA, UK, Canada, Australia, Germany, UAE & more. Covers tuition fees, living expenses, visa, travel and study materials.
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Unsecured Loans up to ₹ 1 Crore. - Pre-visa disbursement available
Study in India
Funding for IITs, IIMs, ISB, and other premier institutes. 100+ Universities, Institutions and Colleges across India.
- Low interest rates starting 8.33%.
- Loans for MBA, MBBS, Medical, BTech and many more courses.
Apply in
Top Destinations
5000+ Universities in over 60+ Countries to choose from.
UK
USA
AUSTRALIA
CANADA
GERMANY
IRELAND
UAE
NETHERLANDS
ITALY
NEW ZEALAND
FRANCE
And Many More....
Smart EMI Calculator
Plan your education finances with precision.
Loan Amount
₹
Interest Rate
%
Loan Term
Yr
ESTIMATED MONTHLY EMI
₹ NaN
Total
Principal
₹20L
Total interest
How to Apply
A seamless 3-step process to fuel your education.
Apply Online
Fill out simple application form and
upload minimal documents securely.
Application Review
Get your sanction letter after our quick
credit appraisal process.
Funds Disbursement
Your funds will be disbursed only as per your
requirement. Pay interest only on disbursed funds.
Why Choose Us?
We make education financing simple, fast, and transparent.
Instant Eligibility
Check your loan eligibility online in 2 mins with zero impact on CIBIL score.
100% Unsecured Loan
5000+ Universities in over 60+ Countries to choose from.
Expert Guidance
Dedicated financial advisors to help you choose the best loan product.
Lowest Rate
15+ Banks and Financial Institutions competing to give you the best interest rate.
Our 15+ Banking Partners and Financial Institutions
Apply to multiple banks to choose the lowest interest rate. Our dedicated loan expert will help you in choosing the right Bank.
Have Questions? We've Got Answers!
Find quick answers to common questions about our car loan products and processes.
Who can apply for a car loan from Urban Money?
Anyone between 21 and 60 years old can easily apply through Urban Money. You can be eligible if you are salaried or self-employed and your income meets the basic limit. You are also required to hold 1–2 years of work experience.
Need help? Contact Us
How much is a CIBIL score needed for a car loan?
Most lenders consider a CIBIL score of at least 700. A higher score may help you get better car loan interest rates.
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Are car loans accessible to students or first-time buyers?
Students may not qualify if they don't have regular income. First-time buyers can apply if they meet the income and credit score requirements. A co-applicant with a good profile can improve your chances.
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Can self-employed people apply for a new car loan?
Yes. You can easily apply if you are self-employed or run a business. You must ensure that your income and credit score are stable.
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Do I need to decide the car model before applying?
No, it is not necessary. You can apply and check your car loan eligibility first, then choose your car.
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How much car loan can I get?
You may be eligible to receive 100% of your car's on-road price. The final amount may depend on your profile, the car, and the lender's policy.
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What are the loan tenure options?
You can choose a car loan tenure from 1 year to 7 years (12 to 84 months). Pick what fits your budget.
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Are Urban Money car loan interest rates fixed or floating?
Car loan interest rates are usually fixed. This means your EMI stays the same every month. The rate depends on your credit score, car model, and loan amount.
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Can I get a pre-approved loan or ask for a lower rate?
Yes. If you qualify, you may get a pre-approved car loan offer. Based on your profile, you can also check if a better rate is possible.
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How long does the approval and disbursal take?
The process is fast. You can apply with Urban Money to fast-track your application. After successfully passing the eligibility test, you can get approval and disbursal quickly.
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What are the fees and charges for a car loan?
There's a one-time processing fee. Stamp duty may also apply, depending on your state. We don't hide charges. You'll see all costs before you apply.
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Can I prepay or close my loan early?
Yes, you can repay your car loan before the full term ends. Some lenders may allow this without charging extra. Check the terms in your agreement.
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What documents do I need for a car loan?
You'll need your PAN card, Aadhaar card, proof of income, and bank statements. The documents you need may change depending on whether you are salaried or self-employed.
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Will the Registration Certificate be under my name?
The car will be in your name. However, while the loan is active, the lender's name will be shown as a lien on the Registration Certificate.
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What if I want to sell the car before finishing the loan?
First, you'll need to pay off the remaining loan. Once that's done, we'll remove the lien. Then, you can go ahead and sell the car.
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