Best Premium Credit Cards 2026

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  Joining Fee: ₹50,000 + taxes

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  Annual/Renewal Fee: ₹10,000 + taxes

• 2X rewards on international spends.
• Unlimited domestic & international visits.
• Exclusive privileges with premium hotels.

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  Joining Fee: ₹9,999 + taxes

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  Annual/Renewal Fee: ₹4,999 + taxes

• Up to 4.5% back as reward points.
• Save up to Rs. 2,400 per month on BookMyShow.
• 1% fuel surcharge waiver up to ₹1,000/month on spends.

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  Joining Fee: ₹50,000 + taxes

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  Annual/Renewal Fee: ₹50,000 + taxes

• Low foreign currency markup fee of 1.5%.
• 15 Edge Reward Points for every Rs. 200 spent.
• Complimentary lounge access domestic/international.

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  Joining Fee: ₹12,500 + taxes

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  Annual/Renewal Fee: ₹12,500 + taxes

• Unlimited domestic & international lounge access.
• Save on your stay at ITC and Marriott Hotels.
• Hotel and Dining Benefits with ITC Hotels

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  Joining Fee: ₹10,000

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  Annual/Renewal Fee: ₹10,000

• Exclusive discounts at spas, gyms, hotels & wellness.
• 24×7 concierge for dining, golf & car rentals.
• Free premium memberships on Rs. 1.5L spend in 90 days.

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  Joining Fee: ₹30,000 + taxes

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  Annual/Renewal Fee: ₹30,000 + taxes

• Complimentary domestic/international lounge access.
• 5X rewards on travel spends.
• Other Travel Benefits

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