Best Premium Credit Cards 2026
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ICICI Credit Card
Axis Credit Card
HDFC Credit Card
ICICI Bank Emeralde Credit Card
Travel
Rewards
Premium
Joining Fee: ₹12,000 + taxes
Annual/Renewal Fee: ₹12,000 + taxes
- Movies: Buy 1 ticket, get up to ₹750 off 2nd (4x/month) on BookMyShow.
- Golf: 4 complimentary rounds/lessons per month (1 per ₹50,000 spent).
- Birthday Benefit: ₹5,000 Tata CLiQ voucher.
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AXIS BANK RESERVE Credit Card
Travel
Rewards
Premium
Joining Fee: ₹50,000 + taxes
Annual/Renewal Fee: ₹50,000 + taxes
- Low foreign currency markup fee of 1.5%.
- 15 Edge Reward Points for every Rs. 200 spent.
- Complimentary lounge access domestic/international.
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Axis Bank Burgundy Private Credit Card
Travel
Rewards
Premium
Joining Fee: ₹50,000 + taxes
Annual/Renewal Fee: ₹50,000 + taxes
- Enjoy Complimentary Domestic & International Airport Lounge Access.
- Rewards on travel spends.
- Other Travel Benefits
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Emirates Skywards ICICI Bank Emeralde Credit Card
Travel
Rewards
Premium
Joining Fee: ₹10,000 + taxes
Annual/Renewal Fee: ₹10,000 + taxes
- Movie Benefit: Buy 1 ticket, get up to ₹750 off on 2nd ticket, 4 times/month via BookMyShow.
- Dining Benefit: Exclusive offers via ICICI Bank Culinary Treats Programme.
- Fuel Surcharge Waiver: 1% waiver on ₹400–₹4,000 fuel spends, up to ₹250/month.
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INFINIA METAL Credit Card
Travel
Premium
Rewards
Joining Fee: ₹12,500 + taxes
Annual/Renewal Fee: ₹12,500 + taxes
- Unlimited domestic & international lounge access.
- Save on your stay at ITC and Marriott Hotels.
- Hotel and Dining Benefits with ITC Hotels
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DINERS BLACK METAL Credit Card
Travel
Premium
Rewards
Joining Fee: ₹10,000
Annual/Renewal Fee: ₹10,000
- Exclusive discounts at spas, gyms, hotels & wellness.
- 24×7 concierge for dining, golf & car rentals.
- Free premium memberships on Rs. 1.5L spend in 90 days.
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AXIS BANK MAGNUS Credit Card
Travel
Premium
Rewards
Joining Fee: ₹30,000 + taxes
Annual/Renewal Fee: ₹30,000 + taxes
- Complimentary domestic/international lounge access.
- 5X rewards on travel spends.
- Other Travel Benefits
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