Make the most of your SBI Card Card with these additional benefits

Other Benefits

Simple measures to provide you instant cash with the SBI Card’s ATM Cash services.

Money Simplified

Access your SBI Card account anytime, anywhere with sbicard.com. Stay updated with Simply SMS or download the SBI Card mobile app.

Easy Access Channel

Make instant, easy and safe payments with just a tap of your card or smartphone.

Contactless Payments

Simply Save more. Transfer the outstanding balances of your other credit cards to SBI Card at lower interest rates or convert your transactions into EMIs.

Lower Interest Option

With your SBI Card, you now have the option to choose from a variety of insurance plans, offering coverage for health, accidents, travel and more.

Insurance

With SBI Card, get cash on the go to fulfil your financial needs! Avail Encash up to or above your credit limit and get fund transferred within 3-4 working days.

Encash

Choose OneAssist’s Comprehensive Assistance Plan and secure your home appliances at affordable prices.

OneAssist

Paying your utility bills has never been so easy with features like Auto Pay, Register & Pay and Fast Pay.

Utility Bill Payments

More Time to Pay Your Credit Card Bills.

Go for the SBI Card best suited for you

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>e-Voucher worth 500 on payment of Joining Fee of 499.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>10X Reward Points on online spends with exclusive partners.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>5X Reward Points on all other online spends.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1 Reward Point for every 100 on offline purchases.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Get e-Vouchers worth 2,000 each on 1 lakh & 2 lakh annual online spends*.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Renewal Fee of 499 waived off on reaching annual spend of 1 lakh.</label>
        </li>
</ul></div>

10X rewards on Dominos, Myntra, Yatra & more.

Low annual fee & easy approval.

5X rewards on online shopping.

1% fuel surcharge waiver on transactions upto Rs. 3,000.

Cleartrip e-vouchers worth Rs. 2,000 each on reaching annual spending milestones of Rs. 1 Lakh and Rs. 2 Lakh.

Milestone Benefits

SBI Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Enjoy 10X Reward Points on Dining, Grocery & Movie spends.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2000 Bonus Reward Points on spends of 2,000 in first 60 days.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1% fuel surcharge waiver across all pertrol pumps in India.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Enjoy reversal of Annual Fee of 499 on reaching spends of 1 Lakh in a membership year.</label>
        </li>
</ul></div>

Enjoy 10X Reward Points on Dining, Grocery & Movie spends.

2,000 Bonus Reward Points.

1% fuel surcharge waiver across all petrol pumps in India.

Enjoy reversal of annual fee on reaching spends of 1 Lakh in a membership year.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Welcome e-gift voucher worth 5,000 from leading brands.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2 free movie tickets worth 500 every month from BookMyShow.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Complimentary International and Domestic Airport Lounge visits in a year.</label>
        </li>
</ul></div>

Rewards points annually.

Vouchers on card activation.

Complimentary International and Domestic Airport Lounge visits in a year.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Welcome e-Gift Voucher worth 3,000.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Renewal Fee of 2,999 + taxes waived off on reaching annual spends of 3 lakh.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Complimentary 4 International and 8 Domestic Airport Lounge visits in a year.</label>
        </li>
</ul></div>

Vouchers on shopping from Bata, Hush Puppies, Pantaloons, Shoppers Stop, Aditya Birla, Yatra.

Complimentary domestic/international lounge visits yearly.

5X rewards on dining, movies & grocery.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Complimentary Noise ColorFit Pulse 2 Max Smart Watch worth 5,999.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>12-month Membership for FITPASS PRO & Netmeds First.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>5X Rewards points on Chemist, Pharmacy, Dining & Movie spends.</label>
        </li>
</ul></div>

FITPASS PRO & Netmeds membership.

Complimentary domestic lounge visits every quarter.

5X rewards on chemist, pharmacies, dining & more.

Encash offer will be over and above your credit limit

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;"><li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Welcome benefits Rs. 600 worth of activation benefits on your Flipkart Axis Bank Credit Card.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Earn unlimited 5% cashback on Flipkart spends.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Earn unlimited 4% cashback on Preferred Merchants.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Avail a fuel surcharge waiver of 1% with your credit card at all fuel pumps across India.</label>
        </li>
 </ul></div>

Upto 5% cashback on spends at Flipkart.

Upto 7.5% cashback on Myntra.

Upto 5% cashback on Cleartrip.

1% fuel surcharge waiver for transactions upto Rs. 4,000.

Fuel Surcharge Waiver

Up to 15% discount at partner restaurants.

Dining Benefit

Convert transactions above Rs. 2,500 into EMIs.

EMI Conversion

Axis Credit Card

Offer on movie tickets book with BookMyShow.

Upto 1 international/domestic lounge visit.

Membership for VIP access to airport lounges for up to 8 visits every year.

1 complimentary golf game and 1 complimentary golf lesson per month.

Complimentary Hole in One insurance worth Rs. 20,000.

Golf Benefits

24×7 concierge service to get travel and hotel reservation, sports and entertainment bookings, gift delivery and other services.

Concierge Service

1% fuel surcharge waiver, up to Rs. 500 per month on fuel spends between Rs. 500 and Rs. 4,000 across all petrol pumps in India.

Complimentary auto assist services for flat tyre, road side repair, key locked inside, emergency fuel supply, battery service, emergency towing assistance, accident management & medical assistance.

Auto Assist Service

Lost baggage: Rs. 1 Lakh.

Delayed baggage: Rs. 25,000.

Loss of passport: Rs. 50,000.

Lost ticket: Rs. 25,000.

Missed connection: Rs. 25,000.

Personal Air Accident Cover: Up to Rs. 25 Lakh.

Insurance Benefits

2.5 reward points per Rs. 100 spent on e-commerce transactions.

1.5 reward points for per Rs. 100 spent on online travel and airline transactions.

1 reward point per Rs. 100 for POS MoTo, IVR transactions and standing instructions.

0.70 reward point for every Rs. 100 spent on utility bill payments, insurance premium payments, government services, education institute fees, real estate and rental payments.

Reward Earning

Redeem reward points against cash credit at a value of 1 Reward Point = Rs. 0.75.

Transfer to KrisFlyer Miles, where 200 Reward Points = 100 KrisFlyer Miles.

Redeem against vouchers and merchandise from the rewards catalogue.

Reward Redemption

Complimentary voucher of Montblanc, The Postcard Hotel and other top brands or Luxe gift card after the payment of joining fee.

Welcome Benefit

IndusInd Bank

Exclusive discounts at spas, gyms, hotels & wellness.

24×7 concierge for dining, golf & car rentals.

Free premium memberships on Rs. 1.5L spend in 90 days.

Annual membership renewal on Rs. 8L spend.

2 monthly vouchers from cult.fit, BookMyShow, TataCLiQ, or Ola worth Rs. 500.

Eligible on spends of Rs. 80,000 per month.

Monthly Milestone Benefits

6 complimentary golf games per quarter.

Available at finest golf courses worldwide.

Golf Benefit

Unlimited airport lounge access worldwide for primary and add-on user.

Low forex mark-up fee of 2%.

Lounge Access and Other Travel Benefits

Flat 10% extra off on restaurant bills.

Offer valid via Swiggy Dineout.

Priority check-in and baggage assistance through Fast Track Airport Experience.

Exclusive dining and spa offers at premium locations.

Diners Exclusive Offers

Air accidental insurance Rs. 2 Crore; emergency hospitalization Rs. 50 Lakh.

Credit Liability Cover up to Rs. 9 Lakh; Travel Insurance Cover Rs. 55,000 (baggage delay).

1% fuel surcharge waiver on transactions above Rs. 400.

Maximum waiver Rs. 1,000 per statement cycle.

HDFC Credit Card

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