IIFL Finance Home Loan

4.5

IIFL Finance Home Loans have a hassle-free application process and are highly flexible. You can also apply online for quick approval and disbursal. You can even use their online Loan calculator for free to compare your home loan offers to pick the best plan for you. In addition, IIFL’s quick loan approval process completes verification and sanctions loans within 25 minutes. One of the most significant advantages of IIFL is that they offer loans even to individuals without a credit history.

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IIFL Finance Home Loan

Interest Rate

8.75% - 17%

Loan Amount

₹2L - ₹3Cr

EMI Per Lakh

₹2,064 - ₹2,485

Processing Fees

Up to 2%-6% of loan amount

Pre-Payment Charges

Nill

Plan Offered

Term Loan

Showing Data for CIBIL Score 730 - 1000

IIFL Home Loan

  • CIBIL: 730 - 1000

  • CIBIL: 690 - 729

  • CIBIL: 660 - 689

View more

IIFL Home Loan

CIBIL: 730 - 1000

View more

CIBIL Score range

  • CIBIL: 730 - 1000

  • CIBIL: 690 - 729

  • CIBIL: 660 - 689

  • CIBIL: 0 - 0

Showing Data for CIBIL Score 730 - 1000

  • Self-Employed (Non-Professional)
  • Self-Employed
  • Salaried
Loan AmountLoan TypeMen (ROI)Women (ROI)
Less than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
  • Self-Employed (Non-Professional)
  • Self-Employed
  • Salaried
CityLoan AmountLoan TypeMen (ROI)Women (ROI)
MumbaiLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
Bengaluru (Bangalore)Less than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
PuneLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
DelhiLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
FaridabadLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
Kalyan-DombivaliLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
Navi MumbaiLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
Pimpri-ChinchwadLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
ThaneLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
Vasai-VirarLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
GhaziabadLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
GurgaonLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
NoidaLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%
Greater NoidaLess than 35 LacsNew10.10%10.05%
35 Lacs to 50 LacsNew10.15%10.10%
50 Lacs to 1 CrNew10.60%10.55%
1 Cr to 3 CrNew10.95%10.90%

Last updated on: 10, Mar 2026

ABB

Showing Data for CIBIL Score 700 - 1000

IIFL ABB Home Loan

  • CIBIL: 700 - 1000

IIFL ABB Home Loan

CIBIL: 700 - 1000

CIBIL Score range

  • CIBIL: 700 - 1000

Showing Data for CIBIL Score 700 - 1000

  • Self-Employed (Non-Professional)
  • Self-Employed
Loan AmountLoan TypeMen (ROI)Women (ROI)
10 Lacs to 3 CrNew9.50%9.50%
  • Self-Employed (Non-Professional)
  • Self-Employed
CityLoan AmountLoan TypeMen (ROI)Women (ROI)
Mumbai10 Lacs to 3 CrNew9.50%9.50%

Last updated on: 10, Mar 2026

Features & Benefits of IIFL Home Loans

  • Easy digital applications and quick sanctioning process. 
  • Digital process with minimal paperwork. 
  • Attractive interest rates on home loans. 
  • PMAY interest subsidies.

IIFL Home Loan Overview

It is comparatively easier to apply for IIFL home loans without any hassles. You can get the benefits of a seamless IIFL home loan online application procedure along with getting a really competitive IIFL home loan interest rate as well. IIFL Home Loans are available for a wider spectrum of customers along with accompanying technical and legal assistance alongside. You can apply for buying a plot, home, apartment, bungalow and so on. The maximum tenure goes up to 25 years and there is a quick and digital procedure for home loan processing and disbursement.

Documents Required for IIFL home loans

KYC Documents Identity Proof and Address Proof
Income Proof Last 6 months’ bank statements and ITR/Form-16/salary slips
Property Documents Copy of entire property document chain, copy of receipt given to the developer, copy of the sale agreement, and copy of the buyer agreement

How the EMI calculation works for IIFL Home Loan?

You can calculate the EMI online by entering the loan tenure, interest rate, and the amount. This will help you work out the amount that is payable every month.

FAQs

From loans to affordable interest rates, we have the answers for everything you need to know.

Is a Home Loan A Tax Saving Deduction?

Yes you can save taxes on home loans under the Sections 80C and 24 respectively.

What is The Minimum Salary For A Home Loan?

The minimum salary for taking a home loan is usually between Rs. 25,000 and Rs. 30,000.

Can I Take Two Home Loans At A Time?

You can take two home loans simultaneously without any issues.

When Does The Loan Repayment Period Start?

The repayment period starts from the month after the one in which the loan has been disbursed.

Does IIFL Provide Home Loan at the best rate?

Yes, you can expect attractive interest rates at IIFL, beginning from 8.20% onwards.

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